Secure Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Our Mission
“At Horizon Insurance, we protect what matters most — your family, your home, and your future. Through smart life insurance and investment strategies, we help you grow wealth while staying protected.”
Coverage
Crafting extraordinary events tailored to your unique vision.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Mortgage Protection
Mortgage protection is a life insurance strategy that ensures your family can keep the home if something happens to you. It helps pay off the mortgage, protects your loved ones, and can even grow cash value to use while you’re alive.
Testimonials
Maria G., Florida
Best decision we made for our family.
“Horizon Insurance helped us protect our mortgage and build a savings plan we didn’t know was possible. Now we have peace of mind knowing our kids will always have a home.”
Leslie M., Texas
We’re paying off our house faster than we thought.
“Thanks to the strategy they created, we’re not only protected — we’re saving thousands in interest and building cash value for our future.”
Jason R., New Jersey
Real protection, real results.”
“It’s not just insurance — it’s a full plan for wealth and security. I feel confident knowing my family and our home are safe, no matter what.”
Frequently Asked Questions
Common Questions Answered for your convenience.
1. What is mortgage protection insurance?
Mortgage protection is a type of life insurance designed to help pay off your home loan if you pass away or become critically ill. It ensures your family can stay in the home without financial stress.
2. How is this different from regular life insurance?
Unlike traditional term policies, our strategies use Indexed Universal Life (IUL) policies that not only provide protection — they can also grow tax-free cash value over time, giving you access to funds while you’re alive.
3. Can I use this to pay off my mortgage early?
Yes. With the right plan, your policy can grow enough cash value to take tax-advantaged loans, which can be used to reduce or even eliminate your mortgage balance faster.
4. What happens if I don’t die during the term?
That’s the best part. With our strategy, you still benefit from the policy’s cash growth — it’s not a “use it or lose it” plan. You can access your money for retirement, emergencies, or investing.
5. How much does it cost?
It depends on your age, health, and the amount of coverage you choose. Most families start with flexible plans that grow over time — and cost less than what you’d spend on coffee or streaming services monthly.
6. Is this available if I already own a house or have life insurance?
Yes. Whether you’re a new homeowner or have had a mortgage for years, we can create a strategy that complements your existing coverage or improves your current plan.
Copyright 2025. Horizon Insurance . © 2025 Horizon Insurance. All rights reserved.
Horizon Insurance is a brand operated by XYROS LLC, a registered limited liability company in the United States. All services, communications, and offerings on this website are managed under the legal authority of XYROS LLC.