Privacy Policy – Horizon Insurance

Effective Date: 06/2025

At Horizon Insurance, your privacy matters to us. This Privacy Policy outlines how we collect, use, protect, and share your personal information. Horizon Insurance is a brand operated by XYROS LLC, a registered business entity in the United States.



1. Information We Collect

We may collect personal information from you when you:

Fill out forms on our websiteRequest a quote or consultationRespond to ads or landing pagesContact us via phone, email, or text

This may include:

Full name, Email, address, Phone number, Residential address, Date of birth, Financial, or health-related details (only when necessary for life insurance quoting)


2. How We Use Your Information

We use your information to:

  • Provide insurance consultations and policy quotes

  • Contact you by phone, email, or SMS

  • Send follow-ups or appointment reminders

  • Improve our website and marketing strategies

  • Comply with legal and regulatory obligations


3. Sharing of Information

Your information may be shared with:

  • Licensed insurance advisors or brokers working with Horizon

  • InsuranceInsurance carriers for quoting or application purposes

  • Third-party service providers who support our CRM, email, scheduling, and marketing systems

  • Legal or regulatory bodies if required by law

Note: Horizon Insurance may refer your inquiry to an affiliated licensed agent. In some cases, we may receive compensation from the agent or agency for providing the lead. This does not affect your rights or change the cost of any insurance policy offered.


4. Consent and Communication

By submitting your information, you consent to be contacted via:

  • Phone call

  • Text message (SMS)

  • Email

This communication may occur even if your number is listed on a federal or state Do Not Call registry. You may opt out at any time by replying “STOP” or contacting us directly.


5. Data Security

We implement reasonable security measures to protect your information, including secure servers, data encryption, and access control. However, no system is completely secure. Use of our site is at your own risk.


6. Your Rights

You may:

  • Request access to the personal data we hold about you

  • Request corrections or deletion of your information

  • Opt out of marketing communications

To exercise your rights, email us at:


7. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

8. Changes to This Policy

We may update this policy from time to time. The latest version will always be posted on our website with an updated effective date.

9. Contact Information

If you have questions or concerns about this policy, please contact:


Acknowledgment of Privacy Practices

By using this website, submitting your information, or engaging with Horizon Insurance, you acknowledge that you have read and understood this Privacy Policy. You consent to the collection, use, and sharing of your information as described herein. We are committed to handling your data with integrity, professionalism, and in full compliance with applicable laws.