Index Universal Life (IUL)
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
What Is an IUL?
IUL is a flexible, permanent life insurance policy with a powerful cash value component. The cash value grows based on a market index (like the S&P 500), but without risking your principal.
Who Is It For?
-High-income earners looking for tax-advantaged growth
-Entrepreneurs and professionals seeking flexibility
-Individuals planning for retirement income or wealth transfer
Key Benefits:
-Tax-deferred growth potential tied to a market index
-Flexible premiums and death benefit options
-Living benefits available (e.g., critical illness, chronic care)
-Use cash value for college planning, retirement, or emergencies
Example:
IULs are often used to create tax-free retirement income, while maintaining a death benefit and protection against market downturns.
